Health Assurance · In Formation

Health Assurance
for the Prevention Era.

Welliva is building a new model of healthcare that rewards prevention, lifestyle medicine, and whole-person care—before chronic disease develops.

Explore Health Assurance How it works

For Individuals & Families

Health is built through
daily decisions.

Welliva helps members improve sleep, stress resilience, nutrition, movement, and metabolic health—guided by licensed integrative practitioners who know your whole picture.

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Provider-in-the-Loop

Real practitioners.
Real outcomes.

Every Welliva care pathway is governed by a licensed integrative practitioner. Technology supports the provider and the member—it never replaces clinical judgment.

Join the network How it works

$4.5T

US healthcare spending annually

80%

of costs tied to preventable disease

1 in 3

Americans use integrative care today

~0%

of integrative care is covered

What We're Building

Traditional Insurance manages risk.
Health Assurance builds health.

Beyond annual checkups and screenings — the daily, whole-person work of building health.

Traditional Insurance

Reactive care

–Pays when you get sick

–Covers treatment, rarely prevention

–Rewards volume of visits

–No benefit for staying healthy

–Provider as gatekeeper

–Responds after disease develops

Welliva Health Assurance

Proactive care

✓Invests in keeping you well

✓Covers whole-person, integrative care

✓Rewards measurable health outcomes

✓Members earn for healthy participation

✓Provider as guide and partner

✓Acts before disease develops

Why Now

The conditions for change have never been stronger.

Four forces are converging to make Health Assurance not just possible—but urgently needed.

Chronic disease is exploding

Six in ten adults have a chronic disease. Four in ten have two or more. The current system is failing to prevent what it was never designed to address.

Employers need new solutions

Healthcare costs are the second-largest employer expense and rising. Prevention-centered benefits offer a path to lower long-term costs and healthier teams.

Wearables make prevention measurable

For the first time, we can quantify sleep, stress, movement, and metabolic health in real time—making outcomes-based care a practical reality.

Consumers already pay for prevention

Americans spend over $30 billion annually out of pocket on integrative health. Demand exists. Coverage doesn't. Welliva closes that gap.

The Burden

The numbers behind the gap Health Assurance is closing.

$4.5T

US annual healthcare spending — more than any other nation on earth

Source: CMS National Health Expenditure Data

80%

of those costs tied to preventable chronic conditions

Conditions that whole-person care directly addresses

~0%

of integrative, prevention-centered care is typically covered

Despite 1 in 3 Americans already using it

Our Foundation

Three pillars of Health Assurance.

Prevention First

Every plan is designed around health creation before disease develops. Nutrition, lifestyle, sleep, stress resilience, and metabolic health—addressed at the root.

Whole-Person Care

Mind, body, and lifestyle working together. Naturopathy, Ayurveda, acupuncture, nutrition, and mind-body therapies integrated into one care pathway.

Measurable Outcomes

WellScore tracks engagement and progress across your whole-person health journey. Members are rewarded for outcomes, not just visits.

The Network

FindWell Directory

Welliva's provider ecosystem supporting discovery, credentialing, outcomes tracking, and practitioner collaboration — growing state by state.

Naturopathic DoctorsArizona · Expanding

Ayurvedic PractitionersArizona · Expanding

Acupuncture & TCMArizona · Expanding

Health and Wellness CoachesArizona · Expanding

Mind-Body & BodyworkArizona · Expanding

Join the network Visit FindWellDirectory.com →

Leadership

Clinically credible. Commercially serious.

Co-Founder & CEO

Amita Nathwani, MA, Ayurveda

Ayurvedic practitioner, educator, author, and healthcare innovator with 25+ years of clinical experience. Fellowship Faculty at the Andrew Weil Center for Integrative Medicine and Faculty at Sonoran University.

Co-Founder & CTO

Sachin Bedi, MBA

Leads Welliva's technology vision—from HIPAA-compliant EHR infrastructure and member app to smart wearable integrations and the digital provider platform. Engineering rigor for a space long underserved by technology.

Strategic Clinical Advisor

Dr. Lise Alschuler, ND, FABNO

President & CEO of Sonoran University of Health Sciences and one of North America's foremost voices in naturopathic medicine. Guides Welliva's clinical standards, credentialing, and evidence-informed care design.

The Future We're Building

Imagine a healthcare system that rewards health.

That future is the mission behind every decision Welliva makes.

🌱

Better outcomes

Prevention reduces chronic disease burden—keeping people healthier longer and reducing the human and economic cost of illness.

⚖️

More accessible integrative care

A system where naturopathy, Ayurveda, acupuncture, and wellness coaching are covered—not optional add-ons for those who can afford it.

🏆

Prevention-focused incentives

Members rewarded for healthy choices. Practitioners compensated for keeping people well, not just treating illness.

🤝

Providers rewarded for health

A reimbursement model that values outcomes over volume—so integrative practitioners can build sustainable practices.

📊

Lower chronic disease burden

Prevention-centered care, deployed at scale, can meaningfully move chronic disease rates over a generation.

✨

That future starts now.

Welliva is in formation. Join the interest list, connect your practice, or partner with us to help build it.

Join the movement

Health Assurance
for the Prevention Era.

Health is built through
daily decisions.

Real practitioners.
Real outcomes.